You can borrow in many ways and in many places. That is different for responsible lending. This requires reliable advice and good insight into your personal situation for a suitable loan form. Everyone experiences it sometimes. Unexpectedly, a major release must be made. And just at that moment there are insufficient financial resources available. A personal loan or a revolving credit can then be a good solution. With a personal loan you borrow a certain amount. And you repay this in fixed monthly installments. With a revolving credit you get the right to withdraw money up to a certain maximum. You have a permanent credit facility, as it were. You decide when and at what pace you pay off this loan. Borrowing means more financial room, but also means that you have to repay the amount that you borrow within a certain period. Do not forget that. A credit is in principle justified if you can pay the monthly repayment and you can also put aside enough money for other major expenses. Try, no matter how difficult that may be, to estimate what your future will look like financially. Does your income remain stable? Can you expect an increase in costs in the near future? Borrowing money must be a well-considered decision.